Only a select group of individuals earn the privilege and prestige that go along with the Butterfield /AAdvantage® MasterCard®. We welcome you to this exclusive group. Travel, dine and reward yourself with the finer things in life, and the Butterfield Bank will reward you with one AAdvantage® mile for every dollar you spend, in Bermuda or abroad.

The security, convenience and purchasing power of a truly world class credit card are yours to enjoy.

  Benefits Guide
  Rates & Fees
  Balance Protection
  MasterTravel
  MasterCard Global Services
  Cardholder Agreement
THE EXCLUSIVE BENEFITS OF BUTTERFIELD/
AADVANTAGE® MASTERCARD®

This Guide explains everything you need to know to take full advantage of your Butterfield/AAdvantage® MasterCard®. Please read it to discover its many features and benefits.

Credit Card Payment Options - USD or BDA
When you apply for the card, you have the option to make your payments in either Bermuda or US Dollars.

If you elect to make your credit card payment in Bermuda Dollars, we will automatically charge your FCPT (Foreign Currency Purchase Tax) and/or FX (Foreign Exchange) to your account. Bermuda Dollar transactions are not subject to FCPT or FX. All FCPT and/or FX will be charged on your current month’s statement, for purchases made up until and including the 21st of each month (this may vary if the 21st should fall on a weekend or public holiday).

If you make your credit card payment in US Dollars, neither FCPT nor foreign exchange charges will apply.

Credit Card Payment Methods
One of these convenient options will help you to meet your payment obligations:
  • Butterfield Direct Internet Banking
  • Butterfield Direct Telephone Banking
  • Auto-Pay
  • ATM

For further information on these services please visit our corporate web site www.butterfieldbank.com or contact us at 441-299-3800.

Features
One American Airlines AAdvantage® mile is earned for each dollar spent.
One card can be used for local purchases and purchases abroad.

International Services
World-wide Acceptance

Over-the-counter and ATM Cash Advances

MasterCard Global Service™

MasterTravel™ Insurance

Additional Features
Supplementary Cards for Family Members

Balance Protection Programme


INTERNATIONAL SERVICES

World-wide Acceptance
Your Butterfield/AAdvantage® MasterCard® card is welcomed at over 12 million locations - shops, restaurants, hotels, entertainment venues and service establishments - in 220 countries around the world.

Cash Advances
Your Butterfield/AAdvantage® MasterCard® card allows you to get cash advances from thousands of financial institutions world-wide, wherever the MasterCard logo is displayed. For added convenience, you can use your Butterfield /AAdvantage® MasterCard® card to get cash advances from any automatic banking machine with the MasterCard or Cirrus logo. Before you use your Butterfield/AAdvantage® MasterCard® card at a banking machine, visit any Butterfield Bank branch to select a Personal Identification Number (PIN).

Please note a cash advance is NOT eligible for AAdvantage miles.

Global Service
With your Butterfield / AAdvantage® MasterCard® card you’re automatically enrolled in the world-wide customer service programme designed to assist travelling cardholders with Lost/Stolen Card Reporting and Emergency Cash Advances

MasterTravel
This coverage provides travel accident insurance protection against accidental death and personal injuries when travelling on a licensed, common carrier (except taxis and buses) providing you purchased your tickets with your Butterfield/AAdvantage® MasterCard® card.

Coverage is provided to you, your spouse and unmarried, dependent children under the age of 23.


ADDITIONAL FEATURES

Supplementary Cards for Family Members
You can request additional Butterfield/AAdvantage® MasterCard® cards for your spouse and other family members. Supplementary cards are the responsibility of the Main Cardholder.

Balance Protection Programme
Balance Protection is designed to protect you, the principal cardholder, by meeting your obligations to the Bank in the event of your death or disability. Insure your peace of mind for pennies a day.




American Airlines reserves the right to change the AAdvantage programme at any time without notice. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage
® programme, visit www.aa.com/aadvantage.